Surely you know that feeling when you are afraid of something and you start imagining how it could go. And sometimes you end up with super amazing story of your own and just wonder that it would make a thrilling movie. I use these thoughts as seeds for some of my fictional stories, helps with coping with uncomfortable situations.
Stories which are written to imitate real world, everything in them may or may have happened. Finding exciting things in common ones is real pleasure of life, and that is what you may find woven into fiction.
Proceed to fiction stories.